The inlaws house had a couple of gigs that prevented us from getting home-owner's insurance.
One item was double taps on two circuit breakers.
Happily they make tandem breakers in their size and it's easily remedied.
Another item was missing fillers for the breaker panel.
Cheap and easy.
From your first paragraph, do you mean that the insurance company actually inspected the property, and told you that you needed to fix those items?
ReplyDeleteHere in Oz, I don't know of a SINGLE case where an insurer has inspected the property prior to issuing a policy,
I think they are mainly using any violations discovered later as a basis to reject claims.
That's what I meant.
DeleteHere in Florida they got their balls sued off for doing that kind of after the fact refusals to pay.
The rulings were in essence, "You agreed to insure it, sight unseen and as-is. Pay up."