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I keep a spreadsheet of all the maintenance and modifications I do to the cars.
That includes a date and mileage for when the maintenance is done.
This has helped with insurance twice now.
First was when they totaled The Precious and "calculated" a mileage value to devalue the car. I'd recently changed the oil, so I knew there were many fewer miles on her than what they quoted and it got me a bigger check.
The second time was today when I got Alice on the policy to replace Noxious. Despite both being 2013 Chevy Equinoxes, Alice was $71 a year more to insure. Dunno how they figure this shit out, but if they wanna play games, so can I.
To the spreadsheet!
Thanks to work from home and a general case of "don't go no where." we're far below the "average" person's 12,000 to 15,000 miles per year.
The Beast is actually being driven about 5,000 miles per year. Noxious was being driven about 4,000.
So I changed the values from 10,000 and 8,500, respectively, and dropped my insurance even lower than before we started.
If they complain about the miles, I can give them a spreadsheet showing my oil changes!
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