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Because I have been paying the same mortgage for 24 years, I am, apparently, "bad with money."
To be good with money I was supposed to refinance every time I could and chase an ever lower interest rate.
I do know that because I was ACTUALLY very bad with my money 24 years ago that I couldn't have gotten a better rate than the 7.375% I've been paying until just about a year ago.
I prolly ain't really great with my money, but I'm not over extended.
We're paying what we owe to whom we owe as agreed.
We're not sweating maximizing at the margins.
Of course, we regard our house as a box we keep ourselves in rather than an investment vehicle, which is also "bad with your money."
On the whole, I'd rather be happy.
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