11 January 2025

Wow

Some interesting changes have suddenly hoved into view here.

First was finally giving in and calling USAA's bluff about "you're pre-approved!"

Past experience has informed me that, no, I am not really approved and once I apply I will be declined.

Wrong.

They instantly approved me.  For a limit that seems outlandishly generous.

We're going to use it to buy gas and beer and pay it off every two weeks like we'd just bought beer and gas with cash.  That'll show 'em!

That made me realize that my credit rating must be better than I thought.

It turns out my bank will show me the Experian report.

727 is my credit rating.

It wasn't all that long ago it was 530.

Harvey checked hers and it's 680.  680 before her discharged loan hits her report.

Holy shit!

We're normal Americans again!

Next time we renew our insurance this will have a positive effect.  And this is the only reason we really care.

Posted by Angus McThag at 03:10
Labels:

1 comment:

  1. Plague Monk11 January, 2025 03:59

    My wife and I are both USAF vets, and we have been with USAA for about 20 years. We have all of our insurance with them, and they are the best. This has caused some friction at our church because one of the deacons is a major rep for State Farm, and he keeps trying to get us to switch. No thanks...

    ReplyDelete

You are a guest here when you comment. This is my soapbox, not yours. Be polite. Inappropriate comments will be deleted without mention. Amnesty period is expired.

Do not go off on a tangent, stay with the topic of the post. If I can't tell what your point is in the first couple of sentences I'm flushing it.

If you're trying to comment anonymously: You can't. Log into your Google account.

If you can't comprehend this, don't comment; because I'm going to moderate and mock you for wasting your time.

Subscribe to: Post Comments (Atom)