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It behooves you to move any fund you've inherited from a relative from where they put it to someplace that works for you directly.
It keeps you from losing $30,000 at the end of the day.
More than $30k because you will also have to pay the lawyer about $8k to inform you that the obscure rules of the fund meant they could charge you fees without clearly explaining them because it's not really YOUR fund.
Dammit!
My inlaws didn't really understand what was going on and the information we had at the time didn't clearly specify the evaporation from fees the fund manager was charging.
Sad that it took a lawyer to get us to this level of understanding.
Dammit again.
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